:root {
    --primary-color: #f3ad2a;
    --primary-dark: #d4941f;
    --primary-light: #f5b84d;
    --secondary-color: #154360;
    --secondary-dark: #0f2e42;
    --secondary-light: #1e5a7a;
    --accent-color: #f3ad2a;
    --text-primary: #1f2937;
    --text-secondary: #4a5568;
    --text-light: #718096;
    --bg-white: #ffffff;
    --bg-light: #f8f9fa;
    --bg-gray: #f1f3f5;
    --border-color: #e2e8f0;
    --shadow-sm: 0 1px 3px 0 rgba(0, 0, 0, 0.1);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);
    --shadow-gold: 0 10px 30px rgba(243, 173, 42, 0.3);
    --gradient-primary: linear-gradient(135deg, #f3ad2a 0%, #f5b84d 50%, #d4941f 100%);
    --gradient-secondary: linear-gradient(135deg, #154360 0%, #1e5a7a 50%, #0f2e42 100%);
    --gradient-hero: linear-gradient(135deg, rgba(21, 67, 96, 0.85) 0%, rgba(21, 67, 96, 0.75) 50%, rgba(243, 173, 42, 0.2) 100%);
    --gradient-gold: linear-gradient(135deg, #f3ad2a 0%, #ffc857 100%);
    --radius-xl: 28px;
    --radius-lg: 20px;
    --radius-md: 14px;
    --maxw: 1500px;
    --font-body: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
    --font-display: "Outfit", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: var(--font-body);
    color: var(--text-primary);
    line-height: 1.6;
    overflow-x: hidden;
    background: #ffffff;
}

h1, h2, h3, h4 {
    font-family: var(--font-display);
}

.container {
    width: 100%;
    max-width: var(--maxw);
    margin: 0 auto;
    padding: 0 20px;
}

/* Header */
.header {
    background: transparent;
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    backdrop-filter: blur(10px);
    background: rgba(255, 255, 255, 0);
    transition: all 0.3s ease;
}

.header.scrolled {
    background: rgba(255, 255, 255, 0.98);
    box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
    backdrop-filter: blur(20px);
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.25rem 0;
}

.logo {
    display: flex;
    align-items: center;
}

.logo-img {
    height: 50px;
    width: auto;
    object-fit: contain;
    transition: all 0.3s ease;
    filter: drop-shadow(0 2px 8px rgba(0, 0, 0, 0.1));
}

.logo-img-scrolled {
    display: none;
}

.header:not(.scrolled) .logo-img-default {
    display: block;
}

.header:not(.scrolled) .logo-img-scrolled {
    display: none;
}

.header:not(.scrolled) .logo-img {
    filter: drop-shadow(0 2px 10px rgba(0, 0, 0, 0.3)) brightness(1.1);
}

.header.scrolled .logo-img {
    height: 45px;
}

.header.scrolled .logo-img-default {
    display: none;
}

.header.scrolled .logo-img-scrolled {
    display: block;
}

.nav {
    display: flex;
    gap: 2rem;
}

.nav a {
    text-decoration: none;
    color: var(--text-secondary);
    font-weight: 500;
    transition: color 0.3s ease;
}

.header:not(.scrolled) .nav a {
    color: rgba(255, 255, 255, 0.9);
}

.nav a {
    position: relative;
    padding: 0.5rem 0;
}

.nav a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gradient-primary);
    transition: width 0.3s ease;
}

.nav a:hover::after {
    width: 100%;
}

.nav a:hover {
    color: var(--primary-color);
}

.header:not(.scrolled) .nav a {
    font-weight: 600;
}

.header:not(.scrolled) .nav a::after {
    background: var(--primary-color);
}

.header:not(.scrolled) .nav a:hover {
    color: var(--primary-color);
}

.nav-cta {
    padding: 0.7rem 1rem !important;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.16);
    border: 1px solid rgba(255, 255, 255, 0.25);
    backdrop-filter: blur(10px);
}

.header.scrolled .nav-cta {
    background: var(--gradient-primary);
    border: 0;
    color: var(--secondary-color);
    box-shadow: 0 10px 25px rgba(243, 173, 42, 0.25);
}

.header.scrolled .nav-cta::after {
    display: none;
}

/* Hero Section */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 8rem 0 4rem;
    overflow: hidden;
}

.hero-image {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-image: url('https://images.unsplash.com/photo-1600596542815-ffad4c1539a9?ixlib=rb-4.0.3&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D&auto=format&fit=crop&w=2075&q=80');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
    z-index: -2;
    animation: zoomIn 20s ease-in-out infinite alternate;
}

@keyframes zoomIn {
    0% {
        transform: scale(1);
    }
    100% {
        transform: scale(1.1);
    }
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: linear-gradient(135deg, rgba(21, 67, 96, 0.88) 0%, rgba(21, 67, 96, 0.82) 50%, rgba(243, 173, 42, 0.25) 100%);
    z-index: -1;
}

.hero-overlay::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at 30% 50%, rgba(243, 173, 42, 0.15) 0%, transparent 50%);
}

@keyframes float {
    0%, 100% { transform: translate(0, 0) rotate(0deg); }
    50% { transform: translate(30px, -30px) rotate(180deg); }
}

.hero-content {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 4rem;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-text {
    animation: fadeInUp 0.8s ease-out;
}

.badge {
    display: inline-block;
    background: var(--gradient-primary);
    backdrop-filter: blur(10px);
    color: var(--secondary-color);
    padding: 0.75rem 1.5rem;
    border-radius: 50px;
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    animation: pulse 2s ease-in-out infinite;
    border: 2px solid rgba(255, 255, 255, 0.3);
    box-shadow: 0 4px 20px rgba(243, 173, 42, 0.4);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.badge-outline {
    background: rgba(255, 255, 255, 0.14);
    color: #ffffff;
    box-shadow: none;
    border: 1px solid rgba(255, 255, 255, 0.25);
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

.hero-title {
    font-size: 3.5rem;
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: 1.5rem;
    color: white;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.2);
}

.hero-title .highlight {
    display: block;
    color: var(--primary-color);
    text-shadow: 0 2px 20px rgba(243, 173, 42, 0.5);
    margin-top: 0.5rem;
    font-weight: 900;
}

.hero-subtitle {
    font-size: 1.5rem;
    color: rgba(255, 255, 255, 0.98);
    margin-bottom: 2.5rem;
    text-shadow: 0 2px 10px rgba(0, 0, 0, 0.3);
    font-weight: 500;
    line-height: 1.6;
}

.hero-actions {
    display: flex;
    gap: 1rem;
    align-items: center;
    flex-wrap: wrap;
    margin-bottom: 1.5rem;
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 1.05rem 1.6rem;
    border-radius: var(--radius-md);
    border: 1px solid rgba(255, 255, 255, 0.35);
    color: #ffffff;
    text-decoration: none;
    font-weight: 700;
    background: rgba(255, 255, 255, 0.12);
    backdrop-filter: blur(10px);
    transition: transform 0.25s ease, box-shadow 0.25s ease, background 0.25s ease;
}

.btn-secondary:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
    background: rgba(255, 255, 255, 0.18);
}

.hero-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 2rem;
}

.stat {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(15px);
    padding: 2rem 1.5rem;
    border-radius: 20px;
    box-shadow: none;
    text-align: center;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    border: 2px solid rgba(255, 255, 255, 0.3);
    position: relative;
    overflow: hidden;
}

.stat::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: linear-gradient(90deg, transparent, rgba(243, 173, 42, 0.1), transparent);
    transition: left 0.5s ease;
}

.stat:hover::before {
    left: 100%;
}

.stat:hover {
    transform: translateY(-6px);
    box-shadow: none;
    background: rgba(255, 255, 255, 1);
    border-color: rgba(243, 173, 42, 0.4);
}

.stat-number {
    font-size: 2.5rem;
    font-weight: 900;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 0.5rem;
    line-height: 1;
}

.stat-label {
    font-size: 0.875rem;
    color: var(--text-secondary);
    font-weight: 500;
}

/* Form Card */
.hero-form {
    animation: fadeInUp 0.8s ease-out 0.2s both;
}

.form-card {
    background: rgba(255, 255, 255, 0.98);
    padding: 2.25rem;
    border-radius: 28px;
    box-shadow: none;
    backdrop-filter: blur(20px);
    border: 2px solid rgba(255, 255, 255, 0.4);
    position: relative;
    overflow: hidden;
}


.form-card h3 {
    font-size: 1.75rem;
    font-weight: 800;
    margin-bottom: 1.25rem;
    color: var(--secondary-color);
    letter-spacing: -0.5px;
}

.savings-form {
    display: flex;
    flex-direction: column;
    gap: 1.05rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.form-group label {
    font-weight: 700;
    color: var(--secondary-color);
    font-size: 0.9rem;
    letter-spacing: 0.2px;
}

.form-group input,
.form-group select {
    padding: 0.85rem 1rem;
    border: 2px solid var(--border-color);
    border-radius: 12px;
    font-size: 1rem;
    transition: all 0.3s ease;
    font-family: inherit;
    background: white;
}

.form-group input::placeholder {
    color: var(--text-light);
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 4px rgba(243, 173, 42, 0.2), 0 4px 12px rgba(243, 173, 42, 0.15);
    transform: translateY(-2px);
}

.form-success {
    margin-top: 0.5rem;
    font-size: 0.85rem;
    font-weight: 600;
    color: #15803d;
}

.input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
}

.input-wrapper .currency,
.input-wrapper .percent {
    position: absolute;
    color: var(--text-secondary);
    font-weight: 600;
    pointer-events: none;
}

.input-wrapper .currency {
    left: 1rem;
}

.input-wrapper .percent {
    right: 1rem;
}

.input-wrapper input {
    width: 100%;
    padding-left: 2rem;
}

.input-wrapper input[type="number"] {
    padding-right: 2.5rem;
}

.error-message {
    color: #ef4444;
    font-size: 0.875rem;
    display: none;
}

.error-message.show {
    display: block;
}

.btn-primary {
    background: var(--gradient-primary);
    color: var(--secondary-color);
    border: none;
    padding: 0.95rem 2rem;
    border-radius: 14px;
    font-size: 1.0625rem;
    font-weight: 700;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    transition: all 0.3s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    font-family: inherit;
    box-shadow: none;
    position: relative;
    overflow: hidden;
    letter-spacing: 0.3px;
}

.btn-primary::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.3);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
}

.btn-primary:hover::before {
    width: 300px;
    height: 300px;
}

.btn-primary:hover {
    transform: translateY(-4px);
    box-shadow: none;
}

.btn-primary:active {
    transform: translateY(-2px);
}

.btn-primary:active {
    transform: translateY(0);
}

.btn-primary svg {
    transition: transform 0.3s ease;
}

.btn-primary:hover svg {
    transform: translateX(5px);
}

.btn-large {
    padding: 1.25rem 2.5rem;
    font-size: 1.125rem;
}

.btn-block {
    width: 100%;
}

.form-disclaimer {
    font-size: 0.875rem;
    color: var(--text-light);
    text-align: center;
    margin-top: 0.25rem;
}

/* Benefits Section */
.benefits {
    padding: 6rem 0;
    background: linear-gradient(to bottom, var(--bg-light) 0%, white 100%);
    position: relative;
}

.benefits::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 2px;
    background: linear-gradient(to right, transparent, var(--primary-color), transparent);
    box-shadow: 0 2px 10px rgba(243, 173, 42, 0.3);
}

.section-header {
    text-align: center;
    margin-bottom: 4rem;
}

.section-header h2 {
    font-size: 2.75rem;
    font-weight: 900;
    margin-bottom: 1rem;
    color: var(--secondary-color);
    letter-spacing: -0.5px;
}

.section-header p {
    font-size: 1.25rem;
    color: var(--text-secondary);
    font-weight: 400;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.benefit-card {
    background: var(--bg-white);
    padding: 3rem 2.5rem;
    border-radius: 24px;
    box-shadow: none;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    text-align: center;
    border: 2px solid rgba(243, 173, 42, 0.1);
    position: relative;
    overflow: hidden;
}


.benefit-card:hover {
    transform: translateY(-12px) scale(1.02);
    box-shadow: none;
    border-color: rgba(243, 173, 42, 0.3);
}

.benefit-icon {
    width: 90px;
    height: 90px;
    margin: 0 auto 1.5rem;
    background: var(--gradient-primary);
    border-radius: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary-color);
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    box-shadow: none;
    position: relative;
}

.benefit-icon::after {
    content: '';
    position: absolute;
    inset: -2px;
    border-radius: 24px;
    padding: 2px;
    background: var(--gradient-primary);
    -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
    -webkit-mask-composite: xor;
    mask-composite: exclude;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.benefit-card:hover .benefit-icon {
    transform: scale(1.15) rotate(5deg);
    box-shadow: none;
}

.benefit-card:hover .benefit-icon::after {
    opacity: 1;
}

.benefit-card h3 {
    font-size: 1.625rem;
    font-weight: 800;
    margin-bottom: 1rem;
    color: var(--secondary-color);
    letter-spacing: -0.3px;
}

.benefit-card p {
    color: var(--text-secondary);
    line-height: 1.8;
    font-size: 1.0625rem;
}

/* How It Works */
.how-it-works {
    padding: 6rem 0;
    background: linear-gradient(to bottom, white 0%, var(--bg-light) 100%);
}

.steps {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
}

.step {
    flex: 1;
    min-width: 250px;
    text-align: center;
    position: relative;
}

.step-number {
    width: 70px;
    height: 70px;
    background: var(--gradient-primary);
    color: var(--secondary-color);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.75rem;
    font-weight: 800;
    margin: 0 auto 1.5rem;
    box-shadow: 0 8px 25px rgba(243, 173, 42, 0.4);
    border: 3px solid rgba(255, 255, 255, 0.3);
    transition: all 0.3s ease;
}

.step:hover .step-number {
    transform: scale(1.1) rotate(5deg);
    box-shadow: 0 12px 35px rgba(243, 173, 42, 0.5);
}

.step h3 {
    font-size: 1.375rem;
    font-weight: 800;
    margin-bottom: 0.75rem;
    color: var(--secondary-color);
    letter-spacing: -0.2px;
}

.step p {
    color: var(--text-secondary);
    font-size: 1.0625rem;
    line-height: 1.7;
}

.step-connector {
    width: 60px;
    height: 3px;
    background: var(--gradient-primary);
    opacity: 0.5;
    border-radius: 2px;
    box-shadow: 0 2px 8px rgba(243, 173, 42, 0.3);
}

/* Team Section */
.team-section {
    padding: 6rem 0;
    background: linear-gradient(to bottom, var(--bg-light) 0%, white 100%);
    position: relative;
    overflow: hidden;
}

.team-section .section-header {
    margin-bottom: 4rem;
}

.team-section::before {
    content: '';
    position: absolute;
    top: -100px;
    right: -100px;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(243, 173, 42, 0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.team-carousel-wrapper {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 60px;
}

.team-carousel {
    display: flex;
    gap: 2rem;
    overflow-x: auto;
    scroll-behavior: smooth;
    scrollbar-width: none;
    -ms-overflow-style: none;
    padding: 2rem 0;
    scroll-snap-type: x mandatory;
}

.team-carousel::-webkit-scrollbar {
    display: none;
}

.team-card {
    flex: 0 0 calc(33.333% - 1.5rem);
    min-width: 320px;
    background: white;
    border-radius: 24px;
    padding: 0;
    box-shadow: none;
    transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275);
    scroll-snap-align: start;
    border: 2px solid transparent;
    position: relative;
    overflow: hidden;
}


.team-card:hover {
    transform: translateY(-6px);
    box-shadow: none;
    border-color: rgba(243, 173, 42, 0.3);
}

/* New: full-image team cards */
.team-card-photo {
    height: 420px;
    background-image: var(--team-bg);
    background-size: cover;
    background-position: center;
}

.team-card-photo::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(180deg, rgba(0,0,0,0.0) 40%, rgba(0,0,0,0.65) 100%);
}

.team-overlay {
    position: absolute;
    left: 18px;
    bottom: 18px;
    z-index: 2;
    color: #fff;
}

.team-overlay h3 {
    margin: 0;
    font-size: 1.25rem;
    font-weight: 900;
    letter-spacing: -0.3px;
    color: #fff;
}

.team-overlay .team-role {
    margin: 0.35rem 0 0 0;
    font-size: 0.95rem;
    font-weight: 700;
    color: rgba(255,255,255,0.9);
    text-transform: none;
    letter-spacing: 0.2px;
}

.team-image {
    width: 140px;
    height: 140px;
    margin: 0 auto 1.5rem;
    border-radius: 50%;
    background: var(--gradient-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
    box-shadow: 0 8px 25px rgba(243, 173, 42, 0.3);
}

.team-image::after {
    content: '';
    position: absolute;
    inset: -3px;
    border-radius: 50%;
    padding: 3px;
    background: var(--gradient-primary);
    -webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
    -webkit-mask-composite: xor;
    mask-composite: exclude;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.team-card:hover .team-image::after {
    opacity: 1;
}

.team-image-placeholder {
    width: 100%;
    height: 100%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary-color);
    background: rgba(255, 255, 255, 0.95);
}

.team-info {
    text-align: center;
}

.team-info h3 {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--secondary-color);
    margin-bottom: 0.5rem;
    letter-spacing: -0.3px;
}

.team-role {
    font-size: 1rem;
    font-weight: 600;
    color: var(--primary-color);
    margin-bottom: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.team-description {
    font-size: 0.9375rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 1.5rem;
}

.team-social a {
    display: inline-block;
    padding: 0.5rem 1.25rem;
    background: var(--gradient-primary);
    color: var(--secondary-color);
    text-decoration: none;
    border-radius: 50px;
    font-size: 0.875rem;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: 0 4px 15px rgba(243, 173, 42, 0.3);
}

.team-social a:hover {
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(243, 173, 42, 0.4);
}

.carousel-btn {
    position: absolute;
    top: 50%;
    transform: translateY(-50%);
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background: white;
    border: 2px solid var(--primary-color);
    color: var(--secondary-color);
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s ease;
    box-shadow: none;
    z-index: 10;
}

.carousel-btn:hover {
    background: var(--gradient-primary);
    color: var(--secondary-color);
    transform: translateY(-50%) scale(1.1);
    box-shadow: none;
}

.carousel-prev {
    left: 0;
}

.carousel-next {
    right: 0;
}

.carousel-dots {
    display: flex;
    justify-content: center;
    gap: 0.75rem;
    margin-top: 2rem;
}

.carousel-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: rgba(243, 173, 42, 0.3);
    border: none;
    cursor: pointer;
    transition: all 0.3s ease;
    padding: 0;
}

.carousel-dot.active {
    background: var(--primary-color);
    width: 32px;
    border-radius: 6px;
    box-shadow: 0 2px 10px rgba(243, 173, 42, 0.4);
}

/* CTA Section */
.cta-section {
    padding: 6rem 0;
    background: linear-gradient(135deg, var(--secondary-color) 0%, var(--secondary-dark) 100%);
    color: white;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-section::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(243, 173, 42, 0.15) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-section::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -5%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(243, 173, 42, 0.1) 0%, transparent 70%);
    border-radius: 50%;
}

.cta-content {
    position: relative;
    z-index: 1;
}

.cta-content h2 {
    font-size: 2.75rem;
    font-weight: 900;
    margin-bottom: 1rem;
    letter-spacing: -0.5px;
}

.cta-content p {
    font-size: 1.375rem;
    margin-bottom: 2.5rem;
    opacity: 0.95;
    font-weight: 400;
}

.cta-section .btn-primary {
    background: var(--gradient-primary);
    color: var(--secondary-color);
    box-shadow: 0 8px 30px rgba(243, 173, 42, 0.4);
}

.cta-section .btn-primary:hover {
    background: var(--gradient-gold);
    box-shadow: 0 12px 40px rgba(243, 173, 42, 0.5);
    transform: translateY(-4px) scale(1.02);
}

/* Footer */
.footer {
    background: var(--secondary-dark);
    color: white;
    padding: 3.5rem 0 2.5rem;
    position: relative;
}

.footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--gradient-primary);
}

.footer-inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    gap: 1.75rem;
}

.footer-logo img {
    height: 34px;
    width: auto;
    display: block;
}

.footer-links {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 1.25rem;
    font-size: 0.95rem;
}

.footer-links a {
    color: rgba(255, 255, 255, 0.7);
    text-decoration: none;
    font-weight: 500;
    transition: color 0.2s ease;
}

.footer-links a:hover {
    color: #ffffff;
}

.footer-copy {
    color: rgba(255, 255, 255, 0.65);
    font-size: 0.875rem;
}

.disclaimer {
    font-size: 0.75rem;
    line-height: 1.6;
    max-width: 800px;
    margin: 0.5rem auto 0;
    color: rgba(255, 255, 255, 0.6);
}

/* Modal */
.modal {
    display: none;
    position: fixed;
    z-index: 2000;
    left: 0;
    top: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.5);
    backdrop-filter: blur(5px);
    animation: fadeIn 0.3s ease;
}

.modal.show {
    display: flex;
    align-items: center;
    justify-content: center;
}

@keyframes fadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

.modal-content {
    background: white;
    border-radius: 24px;
    padding: 2.5rem;
    max-width: 600px;
    width: 90%;
    position: relative;
    animation: slideUp 0.3s ease;
    box-shadow: 0 25px 70px rgba(0, 0, 0, 0.3);
    border: 2px solid rgba(243, 173, 42, 0.2);
}

.modal-content::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-primary);
    border-radius: 24px 24px 0 0;
}

@keyframes slideUp {
    from {
        transform: translateY(50px);
        opacity: 0;
    }
    to {
        transform: translateY(0);
        opacity: 1;
    }
}

.close-modal {
    position: absolute;
    top: 1rem;
    right: 1.5rem;
    font-size: 2rem;
    font-weight: 300;
    color: var(--text-secondary);
    cursor: pointer;
    transition: color 0.3s ease;
}

.close-modal:hover {
    color: var(--text-primary);
}

.modal-body h2 {
    font-size: 2.25rem;
    font-weight: 800;
    margin-bottom: 2rem;
    text-align: center;
    color: var(--secondary-color);
    letter-spacing: -0.5px;
}

.savings-results {
    display: grid;
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.result-card {
    background: var(--bg-light);
    padding: 2rem;
    border-radius: 12px;
    text-align: center;
    transition: transform 0.3s ease;
}

.result-card:hover {
    transform: scale(1.02);
}

.result-card.highlight {
    background: var(--gradient-primary);
    color: var(--secondary-color);
    box-shadow: 0 10px 40px rgba(243, 173, 42, 0.3);
    border: 2px solid rgba(255, 255, 255, 0.3);
}

.result-label {
    font-size: 0.875rem;
    font-weight: 600;
    margin-bottom: 0.5rem;
    opacity: 0.8;
}

.result-card.highlight .result-label {
    opacity: 0.9;
}

.result-value {
    font-size: 2.5rem;
    font-weight: 800;
}

.modal-actions {
    text-align: center;
}

/* Animations */
@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(30px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ==============================
   Koddam-style sections
   ============================== */

/* Image strip marquee */
.image-strip {
    background: #0b2233;
    padding: 1.25rem 0;
    overflow: hidden;
}

.image-strip-track {
    display: flex;
    gap: 1rem;
    width: max-content;
    animation: marquee 30s linear infinite;
    padding-left: 1rem;
}

.image-strip-item {
    width: 320px;
    height: 190px;
    border-radius: 18px;
    background-size: cover;
    background-position: center;
    box-shadow: none;
    border: 1px solid rgba(255, 255, 255, 0.08);
}

@keyframes marquee {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* Trusted row */
.trusted {
    background: #0b2233;
    padding: 1.5rem 0 2.5rem;
}

.trusted-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    flex-wrap: wrap;
}

.trusted-label {
    color: rgba(255, 255, 255, 0.85);
    font-weight: 600;
    margin: 0;
}

.trusted-logos {
    display: flex;
    gap: 0.75rem;
    flex-wrap: wrap;
    justify-content: flex-end;
}

.trusted-pill {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.6rem 0.9rem;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.10);
    border: 1px solid rgba(255, 255, 255, 0.16);
    color: rgba(255, 255, 255, 0.9);
    font-weight: 600;
    font-size: 0.9rem;
}

.mini-ico {
    flex: 0 0 auto;
    color: var(--primary-color);
}

/* Section header variants */
.section-header-left {
    text-align: left;
    max-width: 700px;
}

.kicker {
    display: inline-flex;
    padding: 0.45rem 0.8rem;
    border-radius: 999px;
    background: rgba(21, 67, 96, 0.06);
    border: 1px solid rgba(21, 67, 96, 0.10);
    color: var(--secondary-color);
    font-weight: 700;
    letter-spacing: 0.4px;
    text-transform: uppercase;
    font-size: 0.8rem;
    margin-bottom: 0.9rem;
}

/* Services */
.services {
    padding: 6rem 0;
    background: #ffffff;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 1.25rem;
    margin-top: 2.25rem;
}

.service-card {
    border-radius: 22px;
    overflow: hidden;
    background: #ffffff;
    border: 1px solid rgba(15, 46, 66, 0.10);
    transition: transform 0.18s ease, border-color 0.18s ease, background 0.18s ease;
    display: grid;
    grid-template-columns: 180px 1fr;
    min-height: 170px;
}

.service-card:hover {
    transform: translateY(-4px);
    border-color: rgba(243, 173, 42, 0.35);
    background: rgba(243, 173, 42, 0.03);
}

.service-media {
    height: 100%;
    background-size: cover;
    background-position: center;
    position: relative;
}

.service-media::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(90deg, rgba(0,0,0,0.15) 0%, rgba(0,0,0,0.05) 40%, rgba(0,0,0,0) 70%);
}

.service-body {
    padding: 1.5rem 1.5rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.service-kicker {
    width: fit-content;
    font-size: 0.8rem;
    font-weight: 800;
    color: var(--secondary-color);
    text-transform: uppercase;
    letter-spacing: 0.6px;
    opacity: 0.85;
    margin-bottom: 0.6rem;
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.35rem 0.65rem;
    border-radius: 999px;
    border: 1px solid rgba(15, 46, 66, 0.10);
    background: rgba(21, 67, 96, 0.04);
}

.service-body h3 {
    margin: 0 0 0.6rem 0;
    color: var(--secondary-color);
    font-weight: 900;
    letter-spacing: -0.3px;
    font-size: 1.45rem;
}

.service-body p {
    margin: 0 0 1rem 0;
    color: var(--text-secondary);
    max-width: 42ch;
}

.service-link {
    color: var(--secondary-color);
    font-weight: 800;
    text-decoration: none;
    position: relative;
    align-items: center;
    gap: 0.4rem;
    width: fit-content;
}

.service-link::before {
    content: '→';
    color: var(--primary-color);
    font-weight: 900;
    transform: translateY(-1px);
}

.service-link::after {
    content: '';
    display: block;
    width: 100%;
    height: 2px;
    background: var(--gradient-primary);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.25s ease;
    margin-top: 6px;
    border-radius: 2px;
}

.service-card:hover .service-link::after {
    transform: scaleX(1);
}

/* About */
.about {
    padding: 6rem 0;
    background: var(--bg-light);
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2.5rem;
    align-items: center;
}

.about-media {
    height: 520px;
    border-radius: var(--radius-xl);
    background-size: cover;
    background-position: center;
    box-shadow: none;
    border: 1px solid rgba(255, 255, 255, 0.6);
}

.about-content h2 {
    color: var(--secondary-color);
    font-size: 2.6rem;
    font-weight: 950;
    letter-spacing: -0.8px;
    margin: 0.5rem 0 1rem;
}

.about-content p {
    color: var(--text-secondary);
    font-size: 1.1rem;
    line-height: 1.8;
    margin-bottom: 1.6rem;
}

.values {
    display: grid;
    gap: 1rem;
    margin: 1.5rem 0 2rem;
}

.value {
    padding: 1.25rem;
    border-radius: var(--radius-lg);
    background: rgba(255, 255, 255, 0.9);
    border: 1px solid rgba(15, 46, 66, 0.06);
    display: grid;
    grid-template-columns: 48px 1fr;
    gap: 1rem;
    align-items: start;
}

.value-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: var(--gradient-primary);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--secondary-color);
    transition: transform 0.2s ease;
    flex-shrink: 0;
}

.value:hover .value-icon {
    transform: scale(1.1) rotate(5deg);
}

.value-content {
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
}

.value h4 {
    margin: 0;
    color: var(--secondary-color);
    font-weight: 900;
}

.value p {
    margin: 0;
    font-size: 1rem;
}

/* Impact */
.impact {
    padding: 5.5rem 0;
    background: #ffffff;
}

.impact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: start;
}

.impact-left h2 {
    color: var(--secondary-color);
    font-size: 2.4rem;
    font-weight: 950;
    margin: 0.6rem 0 0.8rem;
    letter-spacing: -0.6px;
}

.impact-left p {
    margin: 0;
    color: var(--text-secondary);
    font-size: 1.1rem;
}

.impact-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
}

.impact-card {
    border-radius: var(--radius-lg);
    padding: 1.75rem 1.25rem;
    border: 1px solid rgba(15, 46, 66, 0.08);
    background: linear-gradient(180deg, rgba(243, 173, 42, 0.08) 0%, rgba(21, 67, 96, 0.03) 100%);
    box-shadow: none;
}

.impact-number {
    font-size: 2rem;
    font-weight: 950;
    color: var(--secondary-color);
    letter-spacing: -0.4px;
    margin-bottom: 0.25rem;
}

.impact-label {
    color: var(--text-secondary);
    font-weight: 600;
}

/* Testimonials */
.testimonials {
    padding: 6rem 0;
    background: var(--bg-light);
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-top: 2.5rem;
}

.testimonial-card {
    border-radius: var(--radius-xl);
    background: #ffffff;
    border: 1px solid rgba(15, 46, 66, 0.10);
    padding: 1.75rem;
    box-shadow: none;
    position: relative;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    transition: transform 0.18s ease, border-color 0.18s ease, background 0.18s ease;
}

.testimonial-card:hover {
    transform: translateY(-4px);
    border-color: rgba(243, 173, 42, 0.35);
    background: rgba(243, 173, 42, 0.02);
}

.testimonial-rating {
    display: flex;
    gap: 0.25rem;
    align-items: center;
}

.testimonial-rating svg {
    color: var(--primary-color);
    flex-shrink: 0;
}

.testimonial-quote {
    margin: 0;
    font-size: 1rem;
    color: var(--text-secondary);
    line-height: 1.75;
    flex: 1;
}

.testimonial-meta {
    display: flex;
    align-items: center;
    gap: 0.875rem;
    margin-top: auto;
}

.testimonial-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background-size: cover;
    background-position: center;
    border: 2px solid rgba(243, 173, 42, 0.2);
    flex-shrink: 0;
}

.testimonial-info {
    display: flex;
    flex-direction: column;
    gap: 0.15rem;
    flex: 1;
}

.testimonial-name {
    color: var(--secondary-color);
    font-weight: 900;
    font-size: 1rem;
    margin: 0;
}

.testimonial-role {
    color: var(--text-light);
    font-weight: 600;
    font-size: 0.875rem;
    margin: 0;
}

/* Pricing */
.pricing {
    padding: 6rem 0;
    background: #ffffff;
}

.pricing-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-top: 2.5rem;
}

.price-card {
    border-radius: var(--radius-xl);
    border: 1px solid rgba(15, 46, 66, 0.08);
    background: #ffffff;
    padding: 2.25rem;
    box-shadow: none;
    position: relative;
    overflow: hidden;
}

.price-card h3 {
    margin: 0 0 0.75rem;
    color: var(--secondary-color);
    font-weight: 950;
    letter-spacing: -0.3px;
}

.price {
    font-size: 2.4rem;
    font-weight: 950;
    color: var(--secondary-color);
    margin-bottom: 0.5rem;
}

.price span {
    font-size: 1rem;
    font-weight: 800;
    color: var(--text-light);
}

.price-desc {
    margin: 0 0 1.25rem;
    color: var(--text-secondary);
}

.price-list {
    list-style: none;
    padding: 0;
    margin: 0 0 1.5rem;
    display: grid;
    gap: 0.6rem;
}

.price-list li {
    color: var(--text-secondary);
    font-weight: 600;
    position: relative;
    padding-left: 1.3rem;
}

.price-list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 0.55rem;
    width: 10px;
    height: 10px;
    border-radius: 50%;
    background: var(--gradient-primary);
}

.price-card.featured {
    border-color: rgba(243, 173, 42, 0.35);
    box-shadow: none;
    transform: translateY(-8px);
}

.featured-badge {
    position: absolute;
    top: 1.25rem;
    right: 1.25rem;
    padding: 0.45rem 0.8rem;
    border-radius: 999px;
    background: var(--gradient-primary);
    color: var(--secondary-color);
    font-weight: 900;
    font-size: 0.78rem;
    letter-spacing: 0.5px;
    text-transform: uppercase;
}

/* FAQ */
.faq {
    padding: 6rem 0;
    background: var(--bg-light);
}

.faq-list {
    margin-top: 2.5rem;
    display: grid;
    gap: 1rem;
}

.faq-item {
    border-radius: var(--radius-lg);
    background: #ffffff;
    border: 1px solid rgba(15, 46, 66, 0.08);
    padding: 1.25rem 1.5rem;
    box-shadow: none;
}

.faq-item summary {
    cursor: pointer;
    font-weight: 900;
    color: var(--secondary-color);
    list-style: none;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: '+';
    float: right;
    color: var(--primary-color);
    font-weight: 900;
}

.faq-item[open] summary::after {
    content: '–';
}

.faq-item p {
    margin: 0.9rem 0 0;
    color: var(--text-secondary);
    line-height: 1.8;
}

/* Contact */
.contact {
    padding: 6rem 0;
    background: #ffffff;
}

.contact-card {
    border-radius: var(--radius-xl);
    background: linear-gradient(135deg, rgba(21, 67, 96, 0.06) 0%, rgba(243, 173, 42, 0.06) 100%);
    border: 1px solid rgba(15, 46, 66, 0.08);
    box-shadow: none;
    padding: 2.5rem;
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 2rem;
    align-items: start;
}

.contact-left h2 {
    color: var(--secondary-color);
    font-size: 2.4rem;
    font-weight: 950;
    letter-spacing: -0.7px;
    margin: 0.6rem 0 0.8rem;
}

.contact-left p {
    margin: 0;
    color: var(--text-secondary);
    font-size: 1.1rem;
    line-height: 1.8;
}

.contact-form .form-disclaimer {
    margin-top: 0.75rem;
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 1.25rem;
}

.form-group-full {
    grid-column: 1 / -1;
}

/* Responsive Design */
@media (max-width: 968px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }

    .hero-title {
        font-size: 2.5rem;
    }

    .hero-stats {
        grid-template-columns: repeat(3, 1fr);
        gap: 1rem;
    }

    .section-header h2 {
        font-size: 2rem;
    }

    .steps {
        flex-direction: column;
    }

    .step-connector {
        width: 2px;
        height: 60px;
    }

    .nav {
        display: none;
    }

    .team-card {
        flex: 0 0 calc(50% - 1rem);
        min-width: 280px;
    }

    .team-carousel-wrapper {
        padding: 0 50px;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .service-card {
        grid-template-columns: 1fr;
        min-height: unset;
    }

    .about-grid,
    .impact-grid,
    .contact-card {
        grid-template-columns: 1fr;
    }

    .impact-cards {
        grid-template-columns: repeat(3, 1fr);
    }

    .testimonials-grid,
    .pricing-grid {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 640px) {
    .hero {
        min-height: 100vh;
        padding: 6rem 0 3rem;
    }

    .hero-title {
        font-size: 2rem;
    }

    .hero-subtitle {
        font-size: 1.125rem;
    }

    .hero-stats {
        grid-template-columns: 1fr;
        gap: 0.75rem;
        margin-top: 1.25rem;
    }

    .stat {
        padding: 1.25rem 1.25rem;
        border-radius: 16px;
    }

    .stat-number {
        font-size: 2rem;
    }

    .stat-label {
        font-size: 0.8rem;
    }

    .form-card {
        padding: 1.5rem;
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .cta-content h2 {
        font-size: 1.75rem;
    }

    .team-card {
        flex: 0 0 100%;
        min-width: 100%;
    }

    .team-carousel-wrapper {
        padding: 0 20px;
    }

    .carousel-btn {
        width: 40px;
        height: 40px;
    }

    .logo-img {
        height: 40px;
    }

    .image-strip-item {
        width: 240px;
        height: 150px;
    }

    .contact-card {
        padding: 1.75rem 1.5rem;
    }

    .contact-grid {
        grid-template-columns: 1fr;
        gap: 0.875rem;
    }

    .impact-cards {
        grid-template-columns: 1fr;
    }

    .contact-card {
        padding: 1.5rem;
    }
}
